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Accept payments directly through your website

Lloyds Bank Cardnet’s Integrated Payment Page is an Application Programming Interface (API) that enables you to host payments on your own server, meaning customers can complete their payment without leaving your website.

Illustration of integrated payment solutions.
Business owner taking payments online using a tablet.

Fully-customised brand experience

By integrating a payment page, you will have complete control as to how that page is designed.

Integration using established XML protocols is supported by a detailed integration guide that outlines the XML Schema to be used, along with sample code to assist developers. Web Service APIs & RESTful APIs are also available. 

Provide secure payments, protect against fraud

Integrating our payment gateway means you control the payment journey, ensuring the data is captured securely and completes your chosen EMV 3DS process. Alternatively, you could save time by using the built-in EMV 3DS process as part of our hosted technology.

The gateway will complete additional security checks such as Address Verification Service (AVS) and Card Verification Value (CVV), helping to protect customers and merchants from credit card fraud.

Business owners fulfilling online orders.
Illustration of graphs on a mobile device

Learn more about your customer

The digital interaction between your website and our gateway when processing customer payments can produce detailed information that helps build a richer understanding of how customers engage with your business. 

Benefits of using a Cardnet Integrated Payment Page

Seamless

Joined-up customer experience.

Analysis

Data-rich, real-time transaction reporting.

Connected

Integrates with your existing e-commerce journey.

Secure

Fraud prevention and verification tools enabled.

Ready to start taking payments online?

If you want to take payments online, speak to one of our specialists. 

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Frequently asked questions

Do I have to bank with you to use an Integrated Gateway for online payments?

You don’t have to be a customer of Lloyds Bank or Bank of Scotland to use Cardnet. We assess each business individually to ensure we provide the right service, whether you’re a small enterprise or larger organisation.

Support for web developers

We offer technical support for web developers and business owners to help them either set up a hosted payment page or integrate one into their website. Some of our developer information can be found using this link, but for a more tailored solution please contact us.

Technical supportTechnical support

Support for web developers


We offer technical support for web developers and business owners to help them either set up a hosted payment page or integrate one into their website. Some of our developer information can be found using this link, but for a more tailored solution please contact us.

Other ways to take payments

Illustration of making a payment using a card reader

Card readers

Take debit or credit card payments face to face at the till, at a table or away from your premises.
 

Card readers
Illustration of making a payment on a mobile phone

Over the phone

Take payments over the phone using additional functionality on a card reader or by using our secure online Virtual Terminal.

Over-the-phone payments
Illustration of making a payment on a laptop

Pay by link

Take payments using a payment link created through our secure online Virtual Terminal.
 

Pay by link

Important legal information

Cardnet® is a registered trademark of Lloyds Bank plc.

We may monitor or record calls to make sure we have carried out your instructions correctly and to help improve the quality of our service.

Please remember we cannot guarantee the security of messages sent by email.

Lloyds Bank plc and Bank of Scotland plc (member of Lloyds Banking Group) are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Authorisation can be checked on the Financial Services Register at www.fca.org.uk