Take payments online
Accepting payments through your website and other digital channels
Simplifying the acceptance of digital payments. Process card payments through our eCommerce payment gateway solutions.
Accept payments on your website or mobile application
- Your customers can pay via card or wallets such as PayPal
- Send your customers payment links or take payment via QR Code
- You or Lloyds Bank Cardnet can host the payment page
- Dedicated support teams for you and your developers
- Real time transaction reporting 24/7
- We act as your acquiring bank as well as your payment gateway – an integrated solution from one provider
What do I need to accept payments online?
To take online payments you need a mechanism for getting the money from your customer to your bank account. You will need a page on your website to allow your customer to make a payment for the items or services being offered. You, the merchant, need to partner with a bank that will accept these payments and deposit them into your merchant bank account. View our detailed guide on accepting payments online.
Learn the key terms
Acquiring bank / Acquirer
A financial institution that processes card payments on a merchant’s behalf, such as Lloyds Bank Cardnet.
Issuer/ Issuing bank
The bank (or financial institution) that issued a customer with their card and maintains a contract with them for repayment of card transactions.
A generic term for services that enable businesses to accept payments securely in accordance with industry standards and Card Scheme rules.
A secure server that processes online card payments, encrypting sensitive information in order to safely transmit payment information between the customer’s Issuing bank, the Card Scheme and the Acquiring Bank.
The Payment Card Industry Data Security Standards are a set of mandatory security requirements designed to ensure that merchants process, transmit and store cardholder data securely.
Payment Service Provider (PSP)
This is a company that allows you to trade when the customer is not present in your business’s face-to-face environment – however many also now offer Payment Gateway solutions for ecommerce.
A technical standard created by Visa and Mastercard to further secure Card Not present transactions over the internet. It adds an extra customer verification layer to further reduce fraudulent transactions.